Collect from overseas buyers in about a minute rather than waiting days for a correspondent chain to clear, and settle with your own suppliers just as quickly.
Use our payment link functionality to share invoices with your international customers and get paid instantly to your bank account
Set a fixed amount or let the payer enter their own, add a description they will see, and attach the invoice — along with any contracts or quotes you want them to review before paying.
They open a checkout page showing the amount, the reference carried by the link, and who they are paying. Nothing to install, and no account to create on your side for them.
The payer chooses the currency they want to pay in. You are settled in your own currency, near instantly, and can be emailed each time a payment comes through the link.
This is a payment request that you send to your customer to get paid
Pay with
Reference is set by the payment link
Recipient details
Bank details
Exporters usually describe the cost of international payments in percentage terms, but the expensive part is normally the delay. Goods leave, an invoice is raised, and payment moves through a chain of correspondent banks for several days before it becomes usable cash. That gap has to be financed by someone, and it is usually you.
The delay also distorts commercial terms. Long settlement is why deposits, letters of credit and extended payment terms exist in the first place — each one a workaround for money that cannot move quickly.
Settling over the Bitcoin Lightning Network collapses that window to roughly a minute by default. The buyer pays in their currency, you receive yours, and neither side has to hold or handle Bitcoin — though either of you can if you prefer.
In practice, getting paid runs on a payment link. You generate the link, attach your invoice to it, and send it to your customer. They pay in their own local currency, and you are settled in yours, near instantly.
The same corridors run in both directions. Exporters that also import tend to use one platform for both sides, settling with overseas suppliers on the same rails their buyers pay them on.
Because no pre-funded float is required in any market, adding a supplier country does not mean parking working capital there first.
Everything else in the supply chain already runs on demand. Stock arrives when it is ordered, freight is booked in minutes, and a container can be tracked in real time. Payment is usually the last part still measured in days. Settling in about a minute means suppliers ship sooner, payment terms stop being a negotiation about waiting, and the working capital held against money in transit goes back into the business.
In roughly the order businesses tend to report them.
Money that spent days in transit becomes available almost immediately, which shortens the cycle between shipping and reinvesting.
When settlement is near-instant, some of the machinery built to manage slow payment becomes unnecessary.
Fees are not stacked across a chain of correspondent banks. Pricing starts at 0.8% and varies by route.
Tell us which markets your buyers pay from and we will show you what settlement looks like.
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